There are generally three major elements to retirement income: savings and investments, benefits from a pension plan, ( if applicable) and social security. It is important to define how pivotal a role social security will play in your retirement income as there are varying degrees to which people will receive social security benefits.
It is the case, however, that the structure and composition of social security going forward is in question. In determining how big a role social security can play in retirement, one would be remiss without taking this uncertainty into account. As insurance and investment professionals, we specialize in the analysis of the uncertain. Determining the extent to which social security can play a role in your retirement in the face of its uncertain structure is something we will knead into our analysis of your unique financial situation. Our aim is to ensure that you are prepared in spite of the uncertainty.